Kate graduated from Johnstown High School in 1999. After high school Kate attended St. Lawrence University for 2 years but decided to take a year off and train at Vierumaki Sports Institute in Finland. In 2004 Kate returned stateside to finish her schooling at the University of New Hampshire, where she earned her degree in English. Eventually she hopes to earn a Masters Degree in Elementary Education.

When Kate is not training she works with the Bill Koch skiers in her hometown and occasionally works with the local high school teams in the area as well.

"I feel that as someone who has enjoyed the benefits of skiing for 12 years, it is my obligation to share my knowledge and experience with younger skiers and the community."

At 24 years of age, Kate Underwood just completed her first season of post collegiate racing. In 05-06, Kate hopes to continue her progression as a skier and as a member of the Factory Team; she feels that the team's infrastructure will allow her to have a breakthrough season. Based on last years results Kate should be taken as a serious threat for this year's ASM title and possibly a spot on the U.S Women's Olympic team.